Two things worth printing before you need them.

The Wire Verification Protocol

One page, laminated-card grade — designed to be printed and taped inside the wire desk.

• Callback-to-known-number: verify every banking change and first-time wire on a number stored beforehand.
• Dual approval: two people release; the requester is never the approver.
• Passphrase for principal instructions: a pre-agreed word the finance team can demand.
• First-time-payee cooling-off: hold new payees before release.
• Deepfake tells: pressure, urgency, secrecy, and “don't call me” are the signals — slow down.

5-Minute Family Office Cyber Self-Check

Ten questions. If you can't answer “yes” to most, that's your roadmap.

1. 1.Dual approval required on every wire?
2. 2.Callback-to-known-number on every banking-detail change?
3. 3.MFA on the wealth platform and the principal's email?
4. 4.Mailbox forwarding rules audited recently?
5. 5.SOC 2 on file for the wealth platform and bill-pay?
6. 6.Estate networks segmented from family devices?
7. 7.Staff offboarding run the same day someone leaves?
8. 8.Family data-broker footprint reviewed?
9. 9.An incident-response contact identified in advance?
10. 10.Insurance sub-limits that actually match your wire volumes?